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Finance Options

We offer multiple types of financing including a Carrier® credit card* with Wells Fargo. *The Carrier® credit card is issued with approved credit by Wells Fargo Bank, N.A, an Equal Housing Lender. We also offer multiple financing options to fit any budget with Microf. We accept credit card payments online - for services only, credit card payments are not eligible for HVAC system/unit purchases. Please use our financing options through Microf or Wells Fargo for residential HVAC replacements and purchases. 

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Hassle free monthly payments with no credit necessary!

Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative lease-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

4 Things You Need to Know About Microf:

  1. We specialize in lease-purchase options for residential replacement HVAC systems.

  2. We have a simple application process.

  3. We offer convenient and affordable monthly renewal payment options based on 36, 48, and 60 months to ownership.

  4. Customers can take advantage of meaningful monthly payment and early purchase option discounts.

 


SpectrumAC believes that all customers deserve easy and affordable payment options for their heating, cooling and other home improvement needs. A single online application provides real time decisions on several financing and lease purchase options. There are excellent options for all types of customer needs and all levels of credit scores. SpectrumAC is the one stop for getting back to comfort fast.

Buy now and pay over time

 

A Carrier® credit card is an easy and convenient way to pay for goods and services. Plus, as a Carrier® cardholder you can enjoy other great benefits throughout the year, such as:
 

  • Special promotional offers where available

  • Revolving line of credit that you can use for future purchases

  • Quick credit decision

  • Convenient monthly payments to fit your budget

  • Easy-to-use online account management and bill payment options

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We accept credit card payments online * for services only * 

Credit card payments are not eligible for HVAC system/unit purchases due to processing fees. Please use our financing options through Microf or Wells Fargo, or pay by personal check for residential HVAC replacements and purchases. 

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